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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174187)

Never had an issue with PayPal.

Never had an issue with PayPal. Very efficient especially the interest free option. Reviewed on: 29th May 2024

It has been seemless and easy to use.

It has been seemless and easy to use. Would recommend for those who need it. Reviewed on: 29th May 2024

I have used pay pal a lot, it helped paying credit w...

I have used pay pal a lot, it helped paying credit with no interest. Reviewed on: 29th May 2024

Very easy and quick.

Very easy and quick. Great communications too. Reviewed on: 29th May 2024

Easy to apply and easy to manage accepted everywhere...

Easy to apply and easy to manage accepted everywhere which makes using paypal credit a breeze. Never had any issues so just keep using it as more convenient than applying for multiple credit elsewhere. Reviewed on: 29th May 2024

No hassles with the usage!

No hassles with the usage! Been using them for years and have had zero issues with transactions. Easy payments, great customer service and quick decisions. I would 100% recommend this service to others! Reviewed on: 29th May 2024

A little insurance on my online shopping

I use often PayPal for my little shopping and for me it's like a little insurance when I purchase something online Reviewed on: 29th May 2024

top class service

Never had anything but top class service would highly recommend Reviewed on: 29th May 2024

Excellent service, always prompt help in a very poli...

Excellent service, always prompt help in a very polite and friendly way! Reviewed on: 29th May 2024

Excellent company to use when paying for goods and t...

Excellent company to use when paying for goods and their customer service team are excellent, would keep using PayPal credit again. Reviewed on: 29th May 2024

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