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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174034 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174089)

Seamless service

It has been seamless throughout so far. I cannot complain at all. Smooth interactions all-round and things ate easy to figure out. The pay later options are excellent. Paypal credit and pay in 3 go a long way. Reviewed on: 29th May 2024

Fast, intuitive easy to use.

Fast, intuitive easy to use. Nothing more to expect from such service Reviewed on: 29th May 2024

Love PayPal credit very easy to ise

Love PayPal credit very easy to ise Reviewed on: 29th May 2024

Paypal Credit is the besr

I am quiet independent of paypal and to benefit of free of interest for 4 months is amazing Reviewed on: 29th May 2024

Always reliable

Easy to use app, amazing credit limit offered and smooth experience overall Reviewed on: 29th May 2024

I like that I can pay for stuff easily ,...

I like that I can pay for stuff easily , Reviewed on: 29th May 2024

I always use PayPal credit as you get zero % interes...

I always use PayPal credit as you get zero % interest if you pay it off in 4 months Reviewed on: 29th May 2024

Easy to use and set up, good deals on interest fee a...

Easy to use and set up, good deals on interest fee and installments payments. Customer service good, but cannot request credit limit increase which is a bit disappointing. Also no ability to balance transfer either. Reviewed on: 29th May 2024

Use it all the time.

Use it all the time. Straight forward and easy to use and manage. Reviewed on: 29th May 2024

I have used PayPal credit on many occasions.

I have used PayPal credit on many occasions. Great for spreading your costs over an interest free period. Such great service. Easy to manage your credit online. Reviewed on: 29th May 2024

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