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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173147)

Very happy, easy to use and helps when you have prob...

5
Very happy, easy to use and helps when you have problems Reviewed on: 26th May 2024

So easy, helps buy items you may think twice about...

5
So easy, helps buy items you may think twice about Reviewed on: 26th May 2024

Easy Peasy

5
PayPal credit has always been an quick, easy & efficient way to pay for stuff. Reviewed on: 26th May 2024

Amazing!

5
So easy to use and it’s all clear when I need to make a payment in the app. Reviewed on: 26th May 2024

Easy to managesimple and fast

5
Easy to manage, simple and fast website. Easy to keep track of payments, offering different payment terms. Reviewed on: 26th May 2024

Great flexibility

5
Great flexibility on items to buy. And PayPal always gives you reminders so you never miss a payment Reviewed on: 26th May 2024

Simple & secure

5
Simple & secure, couldn’t be easier Reviewed on: 26th May 2024

Interest free payments over 4 months

5
It’s easy to use if you see something you can get it straight away and spread the cost with the 4 months free credit. Reviewed on: 26th May 2024

Great help specially the 0% interest on over £99 pur...

5
Great help specially the 0% interest on over £99 purchase for 4 months Reviewed on: 26th May 2024

Use papal a lot really easy to use and ideal for eve...

5
Use papal a lot really easy to use and ideal for everything I need Reviewed on: 26th May 2024

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