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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173017)

Have had no problems ordering from it

5
Have had no problems ordering from it Reviewed on: 26th May 2024

Never a problem to use.

5
Never a problem to use. Always simple and straightforward. Plenty of notice for statements and payments too. Reviewed on: 26th May 2024

Easy to use.

5
Easy to use. Instant results. Would certainly recommend it to my friends and family. Reviewed on: 26th May 2024

You can arrange your payments to suit your budget an...

5
You can arrange your payments to suit your budget and also pay the balance off when you have the funds to do this also it is really good you get the first 3 months interest free. Reviewed on: 26th May 2024

Handy to have facility to pay for things over 4 mont...

5
Handy to have facility to pay for things over 4 months online. Reviewed on: 26th May 2024

Efficient Service

5
So far it has been efficient, I have not had a bad experience with Paypal so as of today I can highly recommend it. Reviewed on: 26th May 2024

Excellent experience very happy will tell family and...

5
Excellent experience very happy will tell family and friends Reviewed on: 26th May 2024

I have always found paypal to be quick if i have had...

5
I have always found paypal to be quick if i have had any issues re my purchases Reviewed on: 26th May 2024

I have been using PayPal for long and I must say is...

5
I have been using PayPal for long and I must say is good and very Secure. Reviewed on: 26th May 2024

PayPal Credit life saver

5
It makes life easier as you can pay it off in 4months. Reviewed on: 26th May 2024

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