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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172768 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172866)

Very safe to use

Very safe to use, plus you can set how much amount to pay via your direct debit each month Reviewed on: 25th May 2024

Never had an issue with PayPal credit only thing I w...

Never had an issue with PayPal credit only thing I would say it could be more clearly laid out on payments Reviewed on: 25th May 2024

Good experience but can't be used in the same way as...

Good experience but can't be used in the same way as regular credit card Reviewed on: 25th May 2024

PayPal make all my card details secured online and 0...

PayPal make all my card details secured online and 0% of interest on all my purchases for a period of time. Works greatly for me. Reviewed on: 25th May 2024

When i misunderstood pay pal credit your adviser und...

When i misunderstood pay pal credit your adviser understood my problem and answered the issue first time Reviewed on: 25th May 2024

I have always found PayPal and PayPal credit excellent.

I have always found PayPal and PayPal credit excellent. Credit limits are affordable and regular messaging to explain where your account is, when payments are leaving your bank. I would highly recommend as a sources of payment and credit Reviewed on: 25th May 2024

Simple to use.

Simple to use. Good value. Excellent value Reviewed on: 25th May 2024

Credit function is great for budgeting cashflow

Credit function is great for budgeting cashflow Reviewed on: 25th May 2024

A very highly recommended credit card !

A very highly recommended credit card !! Reviewed on: 25th May 2024

PayPal credit has been very useful at time.

PayPal credit has been very useful at time. Monthly payments are also very handy. Reviewed on: 25th May 2024

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