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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173287)

I use PayPal every month to pay for various purchases.

5
I use PayPal every month to pay for various purchases. Reviewed on: 27th May 2024
Otakar Remes's avatar
Otakar Remes

Excellent

5
Have more 5 years. Viskas puiku. Labai patenkintas Reviewed on: 27th May 2024
Mod Estas P's avatar
Mod Estas P

I used PayPal and always a good experience

5
I used PayPal and always a good experience Reviewed on: 27th May 2024
Ozzy's avatar
Ozzy

So easy everything with PayPal

5
So easy everything with PayPal Credit,i don’t have to go anywhere , just open the app from my phone and i can sort out everything from there. Costumer service is very helping. Reviewed on: 27th May 2024
Eva's avatar
Eva

Give me security with my purchase

5
It's easy to use, give us security with our purchases and always check us first when it detect suspicious purchase charges from dodgy retailers. Reviewed on: 27th May 2024
Dinah B's avatar
Dinah B

Excellent customer service.

5
Excellent customer service. Very safe transactions and best of all a human at the end of a phone if you need help Reviewed on: 27th May 2024
Linda M's avatar
Linda M

Excellent

5
Was very easy to set up and I recommend it Reviewed on: 27th May 2024
Gayle's avatar
Gayle

Excellent service fast and reliable

5
Excellent service fast and reliable Reviewed on: 27th May 2024
Amraze M's avatar
Amraze M

I have had an excellent experience using PayPal Credit.

5
I have had an excellent experience using PayPal Credit. The application process was straightforward and quick, and I received an instant decision. PayPal Credit has been incredibly convenient for managing my online purchases, offering flexible payment options that help me spread the cost over time without any immediate financial strain. One of the standout features is the promotional offers with no interest if paid in full within a certain period, which has been very beneficial for larger purchases. The integration with my PayPal account makes it seamless to use, and the user interface is intuitive and easy to navigate. Customer service has also been top-notch. On the rare occasions I’ve needed assistance, the support team has been responsive and helpful. Overall, PayPal Credit has provided me with a reliable and convenient way to manage my finances, and I highly recommend it to anyone looking for flexible credit solutions. Reviewed on: 27th May 2024
Shazia's avatar
Shazia

Convenient and easy to use.

5
Used it occasionally just for items ranging from around £100-200, helped improve my credit score and like using PayPal normally it's avaliable on basically every website online. Only ever had 1 issue but was just a delay in balance payment showing which was sorted quickly once I messaged them. Reviewed on: 27th May 2024
Adam's avatar
Adam

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