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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171810)

Easy an under control

5
It's very easy to us paypal credit nd have control over spending and monthly repayments Reviewed on: 23rd May 2024

Easy to use whatever you are doing.

5
Easy to use whatever you are doing. Reviewed on: 23rd May 2024

Safe payment hope it wont change

5
Safe payment hope it wont change Reviewed on: 23rd May 2024

Reliable old PayPal!

5
Easy to contact, should I need to and helpful staff. An app I can trust, I know it’s there. Reviewed on: 23rd May 2024

Very good experience all the time

5
Very good experience all the time Reviewed on: 23rd May 2024

Great flexibility and variety of payment plans

5
Great flexibility and variety of payment plans Reviewed on: 23rd May 2024

I use from long time and I'm really happy.

5
I use from long time and I'm really happy.safe no issues with use Reviewed on: 23rd May 2024

Long time paypaler

5
I have used paypal for years and never had a problem Reviewed on: 23rd May 2024

Easy and secure banking,a fantastic app

5
Easy and secure banking,a fantastic app Reviewed on: 23rd May 2024

Easy for me to split money for emergency bills and k...

5
Easy for me to split money for emergency bills and kitchen equipment breakdown where ive had to buy a new washing machine Reviewed on: 23rd May 2024

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