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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171781)

I love PayPal credit.

5
I love PayPal credit. It makes paying for large and expensive items easy but spreading the cost. Easy to navigate and see what you owe Reviewed on: 22nd May 2024

Same as usual nothing more experience

3
Same as usual nothing more experience Reviewed on: 22nd May 2024

Easy to apply.

5
Easy to apply. Reasonable interest rates Reviewed on: 22nd May 2024

Overall a great experience nothing to complain abou...

5
Overall a great experience nothing to complain about and excellent customer support Reviewed on: 22nd May 2024

Interest free payments!

5
Have enjoyed using paypal, its very easy and the 4 months interest free is great Reviewed on: 22nd May 2024

Great help

5
Very convenient easy to use helps a lot when needing a bit of extra money Reviewed on: 22nd May 2024

I highly recommend paypal

5
I highly recommend paypal I have used pay pal now over nearly 19 years and paypal is user friendly for all ages and their customers service is excellent I have had a few occasions where I was worried about transaction but paypal has never let me down so thank you for your hard work & support massively appreciate it keep up the good work Reviewed on: 22nd May 2024

Very good app which is easy to use

5
Very easy to use with a great app which allows easy searching and filtering of all transactions. Reviewed on: 22nd May 2024

Provided several options, either for 0% or buy now p...

5
Provided several options, either for 0% or buy now pay later Reviewed on: 22nd May 2024

I was scammed

5
any problems ie scammed PayPal were there to help.... Reviewed on: 22nd May 2024

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