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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171750)

Excellent service, very easy to use and user friendly.

5
Excellent service, very easy to use and user friendly. Highly recommend to others. Reviewed on: 22nd May 2024

Love the 4 month interest free.

5
Love the 4 month interest free. Buy all my larger items on that. Reviewed on: 22nd May 2024

Provided an affordable line of credit

5
Provided an affordable line of credit when starting my business that eases my finances and allowed me to expand and provide additional services to my customers. Reviewed on: 22nd May 2024

It is very helpful for my daily usage.

5
It is very helpful for my daily usage. Reviewed on: 22nd May 2024

the easy way to pay

5
This is a brilliant platform and makes paying bills and transferring money a breeze. It is an easy app to use and you can keep track of all your payments and transactions in one place. I can’t recommend it more highly Reviewed on: 22nd May 2024

Good service

5
Good service very useful when needed if wanting to spread the purchase price. Useful for me when buying gifts or a item seen on line. Reviewed on: 22nd May 2024

Easy to make payments and handle finances!

5
Easy to make payments and handle finances! Reviewed on: 22nd May 2024

Always sper easy to use and convient foo

5
Always sper easy to use and convient foo Reviewed on: 22nd May 2024

Never any problems , all very convenient

5
Never any problems , all very convenient Reviewed on: 22nd May 2024

Never had any issues. Really happy with it

5
Never had any issues with PayPal credit. It has made everything easier and fast Reviewed on: 22nd May 2024

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