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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167409)

Love it and easy.

Love it and easy. Helps with monthly bills to Reviewed on: 14th May 2024

PayPal is Great

I use PayPal quite often. I don’t like how it automatically assigns where your payment goes as you may have a different idea how you think it should be paid! Apart from that it’s super easy to use I have been using for some time! Reviewed on: 14th May 2024

Excellent customer service & a pleasure to do busine...

Excellent customer service & a pleasure to do business with Reviewed on: 14th May 2024

I would like to use in shops

I would like to use in shops and have less interest to pay back on more items Reviewed on: 14th May 2024

I do already on paypal credit and was very easy to m...

I do already on paypal credit and was very easy to manage all my payments. Reviewed on: 14th May 2024

Paypal is very good, but I cannot see how much I hav...

Paypal is very good, but I cannot see how much I have paid and how much I have left for 4 months of interest-free payments. Reviewed on: 14th May 2024

I’ve always had a pleasant experience using PayPal c...

I’ve always had a pleasant experience using PayPal credit, the interest is always low and you can pay back a minimum payment or in chunks. Super easy to use Reviewed on: 14th May 2024

Very best service ,very easy buy stuff in online

Very best service ,very easy buy stuff in online Reviewed on: 14th May 2024

Could do a lot better.

Description of of products not accurate, it was asking for money to before a certain date, I did that but the small print said something different to what the app said. Set up a credit agreement and then have PayPal do something else due to its settings with customer service saying that's nothing to do with them. Reviewed on: 14th May 2024

Paypal credit treats customers well

Paypal credit has been treating me well.. it has affordable rpm. You can use paypal credit on a lot of different services. Repayment of the credit is easy and you can set up a direct debit for consistent repayment. Reviewed on: 14th May 2024

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