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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (166661)

As now PayPal has given us abit extra now as now the...

5
As now PayPal has given us abit extra now as now there is a curve card that can be used this is much better and you can use you PayPal to spend much anywhere now Reviewed on: 13th May 2024

It’s convenient allowing you to spread the cost

5
It’s convenient allowing you to spread the cost Reviewed on: 13th May 2024

The service always helps in case of problem

5
The service always helps in case of problem Reviewed on: 13th May 2024

It’s easy to use.

4
It’s easy to use. Handy too. The 0% option really helps with Cashflow and to budget for larger items. Once I worked out how to use the app I was delighted to use it. Reviewed on: 13th May 2024

I use PayPal a lot and find it helps me to spread th...

4
I use PayPal a lot and find it helps me to spread the cost, which is great. Reviewed on: 13th May 2024

Friendly staff who handle your issues easily

5
Friendly staff who handle your issues easily Reviewed on: 13th May 2024

It's always the first logo I look for when buying an...

5
It's always the first logo I look for when buying anything online now a days. It offers excellent plans. I wish they would offer 6 months interest free for items over £250 and 12 months interest free for items over £500! Reviewed on: 13th May 2024

Almost every merchant allow you to use PayPal to pay...

4
Almost every merchant allow you to use PayPal to pay for products and services. I also like the 4months no interest on purchases above £100. Customer service would also take time to speak to you and help with your query. Reviewed on: 13th May 2024

Easy to use & extremely secure.

5
PayPal is really easy to use & extremely secure. I have been using PayPal for many years & have never had a single problem whilst using it. Reviewed on: 13th May 2024

Safe reliable credit.

5
Safe reliable credit. Great value for money. Quick and easy transactions through the PayPal App. So many features and ways to transfer money without worry. Reviewed on: 13th May 2024

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