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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176034 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176041)

Paypall credit-I thought was a credit card but it is...

Paypall credit-I thought was a credit card but it is not, i tried to balance transfer the account and I couldnt they said it isnt a credit card Reviewed on: 7th July 2026

Really easy to use especially through the phone app.

Really easy to use especially through the phone app. The 4 months at 0% is great value and a great help for me. Reviewed on: 7th July 2026

Ok but new layout not easy to follow and understand

Ok but new layout not easy to follow and understand Reviewed on: 7th July 2026

Lack of communication as to when payments are due.

Lack of communication as to when payments are due. Highly confusing when you purchase on 4 months interest free….. how does your payment apply to that purchase? Calle customer service and they had no clue. Reviewed on: 7th July 2026

Easy to use to pay for online purchases

Easy to use to pay for online purchases Reviewed on: 7th July 2026

Using pay pal is always a smooth transaction , has l...

Using pay pal is always a smooth transaction , has lots of convenient payment options and feels safe and secure Reviewed on: 7th July 2026

Was easy

Was easy to apply and straight forward Reviewed on: 7th July 2026

Heroes for being helpful

When thing went wrong with a transaction PayPal was really helpful and did everything to help sort it out for me they go far and beyond to help me and they are also very good on the phone when talking to me kept me calm when I get upset Reviewed on: 7th July 2026

paypal is so easy to use and over the years has gott...

paypal is so easy to use and over the years has gotten better by expanding on how and where you can use it which is so much more convenient. I practically use it all the time now for every purchase. Reviewed on: 7th July 2026

Very reliable payment transaction platform.

Very reliable payment transaction platform. Reviewed on: 7th July 2026

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