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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168180)

Clear and easy

Customer service is amazing very easy and clear to use Reviewed on: 15th May 2024

Excellent and reliable

All my payments goes through PayPal, really good , quick and reliable, definitely recommend everyone to use PayPal Reviewed on: 15th May 2024

Best service

Paypal is great for credit and understanding Reviewed on: 15th May 2024

Excellent way of making purchases and very good rate...

Excellent way of making purchases and very good rates I always use PayPal credit would recommend it to any one Reviewed on: 15th May 2024

it's so quick and convenient, no hassle and even les...

it's so quick and convenient, no hassle and even less quibble Reviewed on: 15th May 2024

good customer support

Very good customer service problem get sorted soon Reviewed on: 15th May 2024

Always handy when you need last minute purchases tha...

Always handy when you need last minute purchases that are t in budget Reviewed on: 15th May 2024

Great for big purchases with low payment installment...

Great for big purchases with low payment installments and also if you pay within certain month frame you pay 0%apr Reviewed on: 15th May 2024

Very nice and helpful.

Very nice and helpful. I really like the service Reviewed on: 15th May 2024

I like the gateway security that PayPal can provide...

I like the gateway security that PayPal can provide limiting fraud, I also like the ease of paying the balance, its no surprise that others have copied Reviewed on: 15th May 2024

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