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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168249)

I love the 0% for 4 months.

I love the 0% for 4 months. Great value for money. And i always feel protected going through PayPal than using my cards directly on a website Reviewed on: 15th May 2024

I’ve found it to be a convenient and flexible way to...

I’ve found it to be a convenient and flexible way to manage purchases. The ability to pay over time with no interest on purchases over a certain amount has been particularly helpful for larger expenses. The online platform is user-friendly, making it easy to track payments and manage my account. Customer service has also been responsive and helpful whenever I’ve had questions or concerns. Overall, I’ve had a positive experience using PayPal Credit and would recommend it to others looking for a convenient payment option. Reviewed on: 15th May 2024

Flexible, reliable and convenient

I’ve used PayPal Credit for a number of years now and have always found it to be flexible, reliable and convenient. I’ve been able to use PayPal credit for medium and large purchases from a wide range of companies / retailers. Purchasing always felt safe and secure and I like being able to vary repayments (minimum monthly repayment or more when it’s possible). Reviewed on: 15th May 2024

Excellent credit facility to have.

Good credit facility to have. Easy to use and the bills are explained in plain text. Reviewed on: 15th May 2024

Highly recommended

I have used it several times and it has helped me with my finances. Especially with no interest rate for the 6months is big help. Reviewed on: 15th May 2024

Quick easy to use Intrest is good app is easy to use...

Quick easy to use Intrest is good app is easy to use aswel Reviewed on: 15th May 2024

I love using paypal as its safe and easy.

I love using paypal as its safe and easy. Reviewed on: 15th May 2024

Very easy to use App

Very easy to use work good security to keep you safe! Reviewed on: 15th May 2024

I have never had a problem using pay pal it allows m...

I have never had a problem using pay pal it allows me to budget items I need to buy on the internet Reviewed on: 15th May 2024

This is my everyday use spending

This is my everyday use spending Reviewed on: 15th May 2024

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