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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168375 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168466)

Very prompt and easy to use. Highly recommended

Very prompt and easy to use. No hidden costs or uncertainty Reviewed on: 16th May 2024

Love this on PayPal so handy and easy to pay...

Love this on PayPal so handy and easy to pay off Reviewed on: 16th May 2024

Great service

Good it very easy and faster . maybe with more credits it's so much better.and interest is razonables Reviewed on: 16th May 2024

Great easy service, very quick safe and easy to use...

Great easy service, very quick safe and easy to use and sometimes have great offers and money off for using there services Reviewed on: 16th May 2024

Good and understandable creditors.

Good and understandable creditors. When I had an issue with a direct debit going out twice (my fault) PayPal were really good and sorted it out. Interest rates have been fair, customer services is excellent and really prompt. These have been the best creditor and lender I’ve had to date. Reviewed on: 16th May 2024

There has been significant improvements since I star...

There has been significant improvements since I started using it Reviewed on: 16th May 2024

Amazing helpful

Always helpful and understanding Reviewed on: 16th May 2024

Holiday Payment

I used paypal credit to pay for mine and my partners first trip away. With us both having other individual holidays booked for the year it worked a treat! I would 100% use paypal credit. No payments taken without warning and the ease of paying when you have the money in the bank. Very simple to manage and brilliant customer service. Reviewed on: 16th May 2024

Long term customer

Used PayPal for a long time and I think it’s a very good, trustworthy account Reviewed on: 16th May 2024

Easy for transactions payments etc

Easy for transactions payments etc Reviewed on: 16th May 2024

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