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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168657 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168769)

Very easy to use and pay for goods

Very easy to use and pay for goods Reviewed on: 17th May 2024

Very safe and secure feel very safe useing PayPal

Very safe and secure feel very safe useing PayPal Reviewed on: 17th May 2024

Pay Pal has established itself as a reliable company.

Pay Pal has established itself as a reliable company. She has helped me solve problems with stores many times. For example, there was a case when a store did not want to make a refund but Pay Pal resolved the dispute in my favor. Reviewed on: 17th May 2024

Easily and quickly

You can transfer money easily and quickly Reviewed on: 17th May 2024

Benefits- PayPal credit works with most retailers.

Benefits- PayPal credit works with most retailers. PayPal credit have partnered up with curve allowing me to use it with Apple Pay. Drawbacks- I don’t really understand how the interest fees work, not explained very well so I wouldn’t know if it’s good value for money Reviewed on: 17th May 2024

Happy with PayPal credit

Good service and easy to use especially when linked to curve card to use in store. Reviewed on: 17th May 2024

Very straightforward

Very straightforward and easy to navigate Reviewed on: 17th May 2024

Paypal Credit - Fantastic

Great customer service, lots of different ways to spread the cost Reviewed on: 17th May 2024

PayPal is easy to use and understand.

PayPal is easy to use and understand. Credit limits are reasonable. Information is readily available and helps there if you need it. I would highly recommend using PayPal. Reviewed on: 17th May 2024

Its easy to use and I have peace of mind knowing I c...

Its easy to use and I have peace of mind knowing I can trust them. Used PayPal for years now and never had a problem. Reviewed on: 17th May 2024

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