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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168985 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169088)

PayPal is so easy and convenient to use.

PayPal is so easy and convenient to use. Great options for payments such as pau in 3 and zero interest on credit on items over £99 for 4 months Reviewed on: 17th May 2024

I’ve used PayPal credit a number of times as it’s an...

I’ve used PayPal credit a number of times as it’s an easy way to spread the cost of your payment interest free Reviewed on: 17th May 2024

Perfect for expensive or unexpected purchases

I use the 0% finance over 4 months which has really helped when making more expensive or unexpected purchases. It’s easy to use my account and to make payments. Reviewed on: 17th May 2024

It feels very safe.

It feels very safe and I like the different paypal plans. They are all very fair. Reviewed on: 17th May 2024

Great service and offers, I couldn’t make it without

Great service and offers, I couldn’t make it without Reviewed on: 17th May 2024

Excellent service provided!

I've had no issues with PayPal credit. Easy to use and efficient in all aspects Reviewed on: 17th May 2024

Good service

Great customer service and very easy to use Reviewed on: 17th May 2024

Never a problem.

Never a problem. When I have a query it is resolved quickly because I can actually speak to a human which is novel these days Reviewed on: 17th May 2024

PayPall rules!

I am using PayPal's "Pay in 3" and PayPal Credit, and they've truly made a difference in my financial flexibility. These services have allowed me to afford items that I wouldn't have been able to purchase otherwise. The "Pay in 3" option is especially helpful, as it breaks down payments into manageable chunks without any extra fees. PayPal Credit also offers a convenient line of credit with reasonable terms. Overall, these options have significantly eased my budgeting concerns and made shopping a more stress-free experience. Highly recommended for anyone looking to spread out their expenses! Reviewed on: 17th May 2024

Like the PayPal credit and the easy use of PayPal al...

Like the PayPal credit and the easy use of PayPal also the security Reviewed on: 17th May 2024

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