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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (169530)

Easy Peasy!

5
Great to be able to spread cost over 4 months, interest free! Reviewed on: 17th May 2024
Scotty's avatar
Scotty

Always nice to use my PayPal credit for 4 months int...

5
Always nice to use my PayPal credit for 4 months interest free on large items. Reviewed on: 17th May 2024
Christine T's avatar
Christine T

Easy to use.

5
Easy to use. Allows me to purchase things i need but dont have enough funds at the time. Reviewed on: 17th May 2024
Vanesa K's avatar
Vanesa K

Provides a great and easy way to pay for items with...

5
Provides a great and easy way to pay for items with a good 0% option. Reviewed on: 17th May 2024
Lo B's avatar
Lo B

Soooo easy to use !

5
Soooo easy to use I love the way my spend simply alters my direct debit amount with options to pay off more when I like its very useful, I really can't think I'd be without it. Reviewed on: 17th May 2024
Mike I's avatar
Mike I

Easy to use.

5
Easy to use. Spreads the cost, with payment taken at regular intervals. Reviewed on: 17th May 2024
Shan S's avatar
Shan S

Great value credit

4
I constantly use Paypal credit to pay for items over 3/4 months at 0% Reviewed on: 17th May 2024
Robbie W's avatar
Robbie W

Simple to use easy & convenient - helps me to manage...

5
Simple to use easy & convenient - helps me to manage my finances more easily and efficiently Reviewed on: 17th May 2024
Jane F's avatar
Jane F

Pay pal keeps silly spending in check

5
I love that I’ve got a limited time ie 4 months interest free it really keeps my spending sensibly in check I use P P credit if it’s a over £100 otherwise I use pay in 3 I have had occasion to contact customer support and I’ve had good help from knowledgable and friendly staff I feel my transactions are safe with pay pal and I can keep check on them no prob at all Reviewed on: 17th May 2024
Janis Redmond's avatar
Janis Redmond

Perfect for my daily use, I am secured for all trans...

4
Perfect for my daily use, I am secured for all transactions. no worry about scam or getting scammed Reviewed on: 17th May 2024
Siva K's avatar
Siva K

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