Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166793 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (166839)

Spread the cost has never been easier

I bought many things with paypal credit and the fact that I can spread payments it's amazing, without being charged for it. Amazing Reviewed on: 12th May 2024

Always good service, been with them for 10 years

Always good service, been with them for 10 years Reviewed on: 12th May 2024

Simple application process, even simpler purchasing

Simple application process, even simpler purchasing Reviewed on: 12th May 2024

Save time and unwanted paper works at the same time...

Save time and unwanted paper works at the same time no interest, highly recommend. The formalities are very simple and if we stuck anywhere the customer care team will help you any time. Reviewed on: 12th May 2024

Great customer service and great way of handling money

Great customer service and great way of handling money Reviewed on: 12th May 2024

We've used PayPal credit to help us manage our finan...

We've used PayPal credit to help us manage our finances when needing to purchase big items. It's a great service and demonstrates PayPal's commitment to their customers. Reviewed on: 12th May 2024

All happy and had no issues - it helps when...

All happy and had no issues - it helps when needed Reviewed on: 12th May 2024

Worth having

Really good and handy to have. Comes in handy when your awaiting pay day but don't want to miss an offer Reviewed on: 12th May 2024

Was a bit nervous about PayPal to begin with but the...

Was a bit nervous about PayPal to begin with but the system/app was easy to use, good reminders and pretty much stress free! Reviewed on: 12th May 2024

Super service - what more is there to say?

Super service - what more is there to say? Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 82545 reviews
Payments
from PayPal 4.70 from 3781 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub