Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (165516)

Just install it

I would recommend everyone to use PayPal cause you can do bitcoins with PayPal, credit cards and many discounts on top UK brands. Reviewed on: 13th August 2022

Transparent and easy to manage

Easy payment arrangements with a low minimum, and a responsive limit that rewards good customers. It's the only credit I use. Reviewed on: 13th August 2022

It's complete freedom.

Half the time I'm having positive thoughts about PayPal credit it's not even when I'm using it. Just knowing it's there is enough to let me stop thinking about which card I'm using or how much money I've moved back and forth - I'll always be able to organise it all later. Great product and it's effortless to set up and use. Reviewed on: 13th August 2022

Best

It’s the best thing ever if you don’t use you are silly Reviewed on: 13th August 2022

Easy to use and simple

Great offers and able to spread my cost out. Reviewed on: 13th August 2022

Great Service

PayPal credit has been really easy to manage. It is easy to track my spending. The app also make it easy to check your balance and make payments. Reviewed on: 13th August 2022

PayPal easy and convenient

Great tool to have to pay for stuff fast, and get a little credit Reviewed on: 13th August 2022

Outstanding

Paypal Credit covering you on majority of the websites you purchase off allowing you to buy items and pay it off later. Also allows you to pay in 3 with some products which is helpful. Reviewed on: 13th August 2022

A

All you need is pay pal and pay pal Reviewed on: 12th August 2022

Best Credit For Online Shopping

I've found paypal credit to come in extremely helpful when shopping online due to its ease and security. Reviewed on: 12th August 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3773 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81347 reviews
Payments
from PayPal 4.70 from 3773 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub