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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165833 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165951)

PayPal credit

Easy and simle to use. Like having a credit card without the hassle of having to input your details every time Reviewed on: 31st July 2023

Overall very pleased

I have used paypal for a good while now, when I saw an option for credit I applied for it, the application was nice and simple. I use the app to keep up with my balance, the credit information is easily accessible. Payments and repayments are secure and reliable. I have been mainly using PayPal credit for home improvement purposes and am very pleased with the outcome. Would highly recommend Reviewed on: 31st July 2023

Extremely useful

The pay over £99 interest free for 4 months is extremely handy and affordable Reviewed on: 31st July 2023

Reliable and confident in their service

You can feel confidence that you are covered by Palpal’s goods & services. Even when things go awry, their team of professionals are there to assist you. I feel confident when using PayPal credit to borrow money for items in the short turn, always paying them off in time too. Reviewed on: 31st July 2023

Absolute life saver during these hard times

PayPal credit has enabled us to live in a way that suits our needs in these times of hardship Reviewed on: 31st July 2023

quick and great customer service

I had a few issues during the years I have been with Paypal and I have never seen such polite and excellent customer service in my life. Reviewed on: 31st July 2023

Hassle free credit

PayPal Credit is an excellent financial tool for online shoppers. With its convenient payment options, it allows users to make purchases and pay for them later, making it easier to manage expenses. The application process is straightforward, and it offers competitive interest rates and promotional financing deals. Additionally, the integration with PayPal accounts makes transactions seamless. However, users should be mindful of managing their credit responsibly to avoid accumulating debt. Overall, PayPal Credit is a valuable option for those who want a flexible payment solution when shopping online. Reviewed on: 31st July 2023

Excellent

I have always used paypal to say are brent thank you Reviewed on: 31st July 2023

Recommended for online purchases

Secure and easy repayment terms. Great help during cost of living crisis. Reviewed on: 31st July 2023

0% helps me to spread my costs over 4months just amazing

I am able to spread my cost of 4months without the worry of paying interest on my purchase- Just amazing!! If only all credit cards had the same options would really help people without falling in debt trying to repay interest!! Reviewed on: 31st July 2023

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