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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174238 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174243)

I always tend to use PayPal Credit to purchase items...

I always tend to use PayPal Credit to purchase items as I can spread the cost and it’s all 0% Reviewed on: 27th May 2024

A handy payment method

Good to have for buying expensive items and handy repayments which can be asjusted Reviewed on: 27th May 2024

I find PayPal credit very useful and it helps you ou...

I find PayPal credit very useful and it helps you out and it lets you pay off monthly aswell Reviewed on: 27th May 2024

Like the 0% interest rates.

Like the 0% interest rates. Good experience overall Reviewed on: 27th May 2024

I find it very simple and straightforward

I find it very simple and straightforward Reviewed on: 27th May 2024

I’ve always had a good experience with Paypal

I’ve always had a good experience with Paypal Reviewed on: 27th May 2024

All ok handy,to use ,never probs

All ok handy,to use ,never probs Reviewed on: 27th May 2024

Helpful and easy

I am using PayPal credit since 2022. I found it really helpful and easy. I highly recommend PayPal credit. Reviewed on: 27th May 2024

My recent dispute with the seller, the seller provid...

My recent dispute with the seller, the seller provided PayPal with incomplete details about delivery, PayPal could give me a chance to confront or clarify what seller provided, instead the case unfairly been closed in seller favour. Luckily I was able reopen the case and explain what happened with delivery. Other than that I usually have great experience using payou. Reviewed on: 27th May 2024

Amazing help with managing all purchase

Amazing help with managing all purchase Reviewed on: 27th May 2024

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