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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174227)

All ok handy,to use ,never probs

4
All ok handy,to use ,never probs Reviewed on: 27th May 2024

Helpful and easy

5
I am using PayPal credit since 2022. I found it really helpful and easy. I highly recommend PayPal credit. Reviewed on: 27th May 2024

My recent dispute with the seller, the seller provid...

5
My recent dispute with the seller, the seller provided PayPal with incomplete details about delivery, PayPal could give me a chance to confront or clarify what seller provided, instead the case unfairly been closed in seller favour. Luckily I was able reopen the case and explain what happened with delivery. Other than that I usually have great experience using payou. Reviewed on: 27th May 2024

Amazing help with managing all purchase

5
Amazing help with managing all purchase Reviewed on: 27th May 2024

Whenever I’ve had a difficulty with a seller, PayPal...

5
Whenever I’ve had a difficulty with a seller, PayPal explains everything and sorts tough issues too. Reviewed on: 27th May 2024

PayPal gives me protection of my money and purchases

5
PayPal gives me protection of my money and purchases Reviewed on: 27th May 2024

Spreading love

5
I have had an exceptional experience with pay pal. They have given me the freedom to really live life, not worrying about month to month spending I am very grateful. I can now afford the bigger things with the help from PayPal. Reviewed on: 27th May 2024

Good and very easy to use.

5
Good and very easy to use.Simpel and convenient. Reviewed on: 27th May 2024

Very helpful and convenient service!

5
Very helpful and convenient service! Reviewed on: 27th May 2024

Easy to buy larger items and have peace of mind if a...

5
Easy to buy larger items and have peace of mind if anything might go wrong. Which it has and PayPal sorted it all out for me. Reviewed on: 27th May 2024

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