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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173410)

Pay pal credit is good, but make sure we pay off the...

4
Pay pal credit is good, but make sure we pay off the money fastly. Reviewed on: 25th May 2024

Interest free holidays

5
I always use PayPal credit to pay for my holidays and take advantage of the four months interest free payments. It’s so helpful and interest free what’s not to love? Reviewed on: 25th May 2024

Love PayPal credit!!

5
PayPal credit is amazing because it allows me to buy things and pay them up within a certain period of time with no interest. I really love that because it makes my life easier to get what I want without worrying about paying more for it. I like knowing that if I pay a purchase off by a certain date, there is no interest being charged. Reviewed on: 25th May 2024

PayPal helps me to pay in 3 months

5
PayPal helps me to pay in 3 months Reviewed on: 25th May 2024

I shop with no worries knowing that if a transaction...

5
I shop with no worries knowing that if a transaction is disputed, I can always be backed by PayPal. Reviewed on: 25th May 2024

Nothing but praise!

5
Paypal credit and pay in 3 are amazing as its really flexible and low interest. I have nothing but praise for this service. Customer service have always been really helpful. Reviewed on: 25th May 2024

Easy transaction online, easy payment methid, easy s...

5
Easy transaction online, easy payment methid, easy shoping online. Reviewed on: 25th May 2024

Easy @ safe to use, feel confiden buying and sellin...

5
Easy @ safe to use, feel confident buying and selling with PayPal Reviewed on: 25th May 2024

Whenever i have had an isdue the service i received...

5
Whenever i have had an isdue the service i received has always been 5 ⭐️ Reviewed on: 25th May 2024

I love PayPal coz I feel so secure and comfortable

5
I love PayPal coz I feel so secure and comfortable with the money, quick and easy payments , I have a few years this account and not a problem with it. I can make a payment for my family all around the world. Reviewed on: 25th May 2024

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