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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173268 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173286)

I love PAYPAL!

I love PAYPAL!! PayPal credit and pay in 3 are life changing Reviewed on: 24th May 2024

Your flexible friend without the plastic

Extremely easy to manage all payments with the app. PayPal credit is great for larger purchases, as you can spread to payments quite often interest free up to 24 months, with promotional offers from various retailers. Need to keep up the minimum payments though. I especially love Pay in 3 as an excellent way to spread smaller purchases without interest almost everywhere. Overall. It's like having a virtual credit card. Reviewed on: 24th May 2024

Global Credit & financial services from PayPal

PayPal is widely accepted and established payment method, it's developed and advanced over the years and offers growing range of services and offers. Reviewed on: 24th May 2024

Best of the best.

Best of the best. I will recommend all my friends and family Reviewed on: 24th May 2024

Never had any issue's always smooth and easy to use

Never had any issue's always smooth and easy to use Reviewed on: 24th May 2024

Amazing , but not easy to find information about int...

Amazing , but not easy to find information about interest etc after 3 months Reviewed on: 24th May 2024

PayPal ftw!

I have used PayPal for years, and it has always been a straight-forward and easy experience. PayPal credit and Pay-In-3 are incredibly handy and very transparent with the terms and conditions! They are always on hand to assist with any issues, such as disputes with companies/individuals or scheduling payments. Reviewed on: 24th May 2024

Easy to use app.

Easy to use app. Friendly interface. Reviewed on: 24th May 2024

It is very supportive for new purchases

It is very supportive for new purchases Reviewed on: 24th May 2024

Great option of secure payment and options to cancel...

Great option of secure payment and options to cancel if transaction has been wrong.Like the fact that as well as password I also get txt to my phone in order to log in Reviewed on: 24th May 2024

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