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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165779)

Flexible payments brilliant

Great all round service especially the choice of how to pay !! Reviewed on: 11th August 2022

Very good service

I’m very happy to PayPal service Reviewed on: 11th August 2022

PayPal credit is a lifesaver

I can't recommend PayPal credit and PayPal in 3 enough. It has made online payments so much easier and stress-free. Reviewed on: 11th August 2022

Better than credit card

It really helped me in many situations that i could actually pay with Paypal Credit. Very grateful. Reviewed on: 11th August 2022

Spread the cost

Paypal make it easy to spread the cost over 3 equal payments interest free, it just doesn't feel like your in dept. Reviewed on: 11th August 2022

Excellent

Make life easier. helpful to manage money. Reviewed on: 11th August 2022

Excellent options for repayment

Great to have 4 months at 0% interest Reviewed on: 11th August 2022

Incredible Service and Convenience

The customer service is second to none and the app is so easy to use!! Spending and moving money is so much easier to not only do but to manage via the PayPal app!! I’ve really enjoyed my experience!! Reviewed on: 11th August 2022

A great flexible service

PayPal credit gives you the flexibility of a credit card but at a huge amount of retailers that I already accept PayPal as payment. What makes it stand out is the 4 months interest free payments, the ability to split payments into multiple months (for retailers you wouldn’t normally expect!) and give the confidence of PayPal buyer protection. Overall a great service and great product! Reviewed on: 11th August 2022

No hassle credit with great benefits

I applied simply to test out the service and I'm so pleased I did. Excellent app, brilliant interest free offers and pure simplicity! Thank you PayPal Credit - you are the best.. Reviewed on: 11th August 2022

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