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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165018 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165299)

Simple yet amazing

I love paypal credit. It gives me flexibility to pay for my purchases especially the ones over 99£, spaced to pay in 4 months. It gives me enough control of my finances without hurting my budget. I recommend Paypal Credit! Reviewed on: 9th July 2022

PayPal credit

Perfect credit option, easy to use with the app and such friendly staff!!! Reviewed on: 9th July 2022

Quick and easy access

PayPal credit us quick and easy to apply, really convenient for online shopping. Reviewed on: 9th July 2022

excellent customer service

enjoy having this account it comes handy Reviewed on: 9th July 2022

Easy!

Love the pay in 3 and free credit for 4 months on larger purchases. Easy to keep a track on my spending. Reviewed on: 9th July 2022

Paypal credit spread payments for big items which can be hard to afford to pay all at once

Paypal credit is very handy for online spending, with a choice to spread payments for big items which can be hard to afford to pay all at once Reviewed on: 9th July 2022

Spreads the cost interest free!

Love the 0% pay in three offers. The PayPal app makes tracking payments and investments super easy Reviewed on: 9th July 2022

The best app to receive money.

Have been using PayPal for couple of years now and I have not get any issue with them. There customer service is really good and will come to your assistance if you need any help and information. Starting to use PayPal credit has add an amazing experience in using PayPal. They give you enough time to pay your credit with no interest. That's why I recommend PayPal to everyone so they can also enjoy some of there great service Reviewed on: 9th July 2022

Excellent service

Absolutely remarkable and recommended for financial support. Reviewed on: 9th July 2022

Excellent and responsible lending

This is one of the best credit lenders I’ve been using and they are fast, efficient, helpful and very responsible in lending Reviewed on: 9th July 2022

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