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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

Very convenient to pay for 99% of things.

Very convenient to pay for 99% of things. I have had issues with the PayPal credit service that are yet to be resolved. The PayPal app does not let me pay the credit statement balance correctly. Reviewed on: 14th May 2024

Love to use PayPal credit with 0%interest

Love to use PayPal credit with 0%interest Reviewed on: 14th May 2024

PayPal has been very helpful and great in my time of...

PayPal has been very helpful and great in my time of need Reviewed on: 14th May 2024

my purchases are protected.

I know that my purchases are protected. Checkout has always been smooth without issues. I have nothing to complain about. Reviewed on: 14th May 2024

Paypal & curve the best it can be

Paypal is gr8 way to pay for goods and food apps you also get buyers protection and even better if you have a curve card you can use it anywhere and get 4 months interest free credit every time you use it over a £99. Just brilliant!!!!!! Reviewed on: 14th May 2024

It so convenient ,very very useful.

It so convenient ,very very useful. Reviewed on: 14th May 2024

Quick and Easy to use, great customer service

Quick and Easy to use, great customer service Reviewed on: 14th May 2024

10/10 - very happy with service

Great credit with 4 months interest 3 and really handy to have pay in 3 option. Reviewed on: 14th May 2024

Great way of soreading out payments

Great way of soreading out payments Reviewed on: 14th May 2024

It's a nice easy safe experience

It's a nice easy safe experience Reviewed on: 14th May 2024

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