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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Always been brilliant.

Always been brilliant. Would be lost without PayPal Credit! Reviewed on: 14th May 2024

Great for big purchases

I used PayPal credit to pay for a big purchase. I enjoyed the 3 months free interest and the ability to pay as much as I wanted each month Reviewed on: 14th May 2024

Good i like PayPal Credit.

Good Reviewed on: 14th May 2024

Excellent, never had a problem and if I had a questi...

Excellent, never had a problem and if I had a question it’s quickly answered by paypal Reviewed on: 14th May 2024

Great service and secure

Great service easy to use, secure payment Reviewed on: 14th May 2024

Allows flexibility with reasonably low interest comp...

Allows flexibility with reasonably low interest compared to other lenders. Reviewed on: 14th May 2024

It was so easy it

It was so easy to apply for paypal credit and very quick result Reviewed on: 14th May 2024

Excellent experience good services thanks

Excellent experience good services thanks Reviewed on: 14th May 2024

Paypal Credit has always been there when I need it t...

Paypal Credit has always been there when I need it the most. Absolutely first class, easy to use service. Couldn't be happier. Reviewed on: 14th May 2024

Always ready to help, the staff at PayPal are always...

Always ready to help, the staff at PayPal are always helpful and polite. Reviewed on: 14th May 2024

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