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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Pay pay credit is a great thing to have

Pay pay credit is a great thing to have Reviewed on: 14th May 2024

Top Notch Credit

I use PayPal credit regularly and when possible I pay it off within the interest free period. Very easy & convenient to use. I haven’t had any problems or issues and paying it online is extremely quick and so easy. Reviewed on: 14th May 2024

Use PayPal for all purchases and find it really easy...

Use PayPal for all purchases and find it really easy to use always pleased with the service Reviewed on: 14th May 2024

Very happy with the PayPal service and their credit...

Very happy with the PayPal service and their credit facility. Reviewed on: 14th May 2024

I have used Paypal all my life !

I have used Paypal all my life ! I Love PayPal Reviewed on: 14th May 2024

It was a great experience to use PayPal .

It was a great experience to use PayPal . Reviewed on: 14th May 2024

Convenience

It’s always nice to see the PayPal Credit option when making a big purchase. Reviewed on: 14th May 2024

PayPal review

Absolutely marvellous service. Great secure payment giving excellent piece of mind Reviewed on: 14th May 2024

PayPal credit is easy to use and manage.

PayPal credit is easy to use and manage. It allows me to pay safely and securely and then spread the cost over a few months making higher cost items accessible Reviewed on: 14th May 2024

Very helpful.

Good reliable and helpful. I like that it provides credit option. It has helped me a lot. Reviewed on: 14th May 2024

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