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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175474)

Love Paypal it provides the flexibility to buy witho...

Love Paypal it provides the flexibility to buy without pressure Reviewed on: 7th July 2026

I find PayPal a great help, its easy to understand

I find PayPal a great help, its easy to understand and navigate. The option to pay in three is a godsend and helps me to manage my outgoings. Reviewed on: 7th July 2026

I use PayPal pretty much all of the time.

I use PayPal pretty much all of the time. It’s really handy to use for collections at work, popping things on credit if payday hasn’t come yet. It’s easy to use Reviewed on: 7th July 2026

Used the PayPal pay in three months several times an...

Used the PayPal pay in three months several times and found it brilliant Reviewed on: 7th July 2026

Easy transactions

Easy transactions - protecting good purchased Reviewed on: 7th July 2026

Makes life much easier knowing you can pay with PayP...

Makes life much easier knowing you can pay with PayPal- the different options buy in 3 or credit help out Reviewed on: 7th July 2026

I’ve only ever had to contact them once and it was d...

I’ve only ever had to contact them once and it was dealt with straight away Reviewed on: 7th July 2026

Best customer service I’ve had from a credit product.

I used PayPal credit to buy an apple laptop and then ended up keeping the credit functionality for some time beyond this as I found it useful. When I did eventually decide to close my account the customer service was incredible. Unlike anything I’d ever dealt with on any other credit account. So good I almost thought twice about closing it infact! Reviewed on: 7th July 2026

Easy to use at check out.

Easy to use at check out. Clear repayment information and advice around only paying minimum repayments. Reviewed on: 7th July 2026

Ease of use

Easy to use , you can spread the cost to help pay for those things you want, app is very easy to use. Reviewed on: 7th July 2026

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