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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175366 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175371)

Gave a generous credit limit that I needed and could...

Gave a generous credit limit that I needed and couldn't really find wlaewhere Reviewed on: 7th July 2026

Paypal Excellence

Paypal are there when you need them. Excellent array of options to pay. Reviewed on: 7th July 2026

I do want human contact to answer questions

I do want human contact to answer questions Reviewed on: 7th July 2026

PayPal helps me spread the cost of purchases

PayPal helps me spread the cost of purchases over 3 months for free. It is a very convenient way to pay various bills safely and quickly. I can also send money very easily to family and friends Reviewed on: 7th July 2026

I found PayPal credit easy and convenient to use.

I found PayPal credit easy and convenient to use. The t&c are clear . Reviewed on: 7th July 2026

Awesome gift

Good experience is awesome exelent Reviewed on: 7th July 2026

It was easy and helpfull

It was easy and helpful at the time when you need to purchase something quick it is a great help Reviewed on: 7th July 2026

I’ve been a PayPal user for a long time now.

I’ve been a PayPal user for a long time now. The app is really easy to use and easy to deposit money into it. I also like the options it has given me for larger orders and even on some payments it gives you 4 months interest free which has been super as it gives you the opportunity to pay it off first. Reviewed on: 7th July 2026

I feel secure with Paypal.

I feel secure with Paypal. I have had a few issues with items or with sellers and they rrspond quite quickly and resolve the issue. Reviewed on: 7th July 2026

It’s easy to set up and makes it easier to pay for b...

It’s easy to set up and makes it easier to pay for bigger things in life by spreading the cost with little or no interest. Reviewed on: 7th July 2026

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