Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165833 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (165961)

easy and clear enough to use

very helpful in my daily shopping Reviewed on: 30th July 2022

A LIFE SAVER

Spreading my payments easily has helped my family Reviewed on: 30th July 2022

Fantastic product

Paypal credit is great, offering a variety of payment plans. 4 month interest free Reviewed on: 30th July 2022

useful

very simple and easy to use, helps out with online shopping without the hassle of writing in my details everytime! Reviewed on: 30th July 2022

PayPal Credir rules

Very useful feature. I recommend it for shoping. Reviewed on: 30th July 2022

it is very good

Very good experience. Recomanded Reviewed on: 30th July 2022

Pay-Pal Credit

I have a great experience using Pay-Pal Credit. Reviewed on: 30th July 2022

Perfect

Does everyhting your gonna need Reviewed on: 30th July 2022

Always happy with these credit options :)

Never had any problem and love to spread the cost few times a year, Nothing to fault :) Reviewed on: 30th July 2022

Lots of rewards and zero interest credit

I used the zero interest credit and I regularly make payments with PayPal. secure, easy to use, clear payment schedule Reviewed on: 30th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81385 reviews
Payments
from PayPal 4.70 from 3774 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub