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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171644)

Paypal is the best.

5
Paypal is the best. I get good conversion rates from USD to GBP. Reviewed on: 19th May 2024

Good credit with good interest rate

5
Good credit with good interest rate Reviewed on: 19th May 2024

Excellent service

5
PayPal Credit is excellent service for purchasing items online Customer service excellent when things don't end well Reviewed on: 19th May 2024

Awesome Papal is easy and reliable and has a lot to...

5
Papal is easy and reliable and has a lot to other Reviewed on: 19th May 2024

All good all good all good

5
All good not bad all good not bad all good not bad all good Reviewed on: 19th May 2024

Uniquely offering interest free for 4 months means I...

5
Uniquely offering interest free for 4 months means I always choose PayPal credit over my other options Reviewed on: 19th May 2024

Been using PayPal for years now very good quick safe...

5
Been using PayPal for years now very good quick safe service Reviewed on: 19th May 2024

Flexibility peace of mind

5
Flexibility and peace of mind and buy thing that I need even if my money is not ready Reviewed on: 19th May 2024

Very good and easy to use and very safe...

5
Very good and easy to use and very safe Reviewed on: 19th May 2024

Easy to use and secure

5
Easy and effective service also sending money to friends and family Reviewed on: 19th May 2024

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