Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173268 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173286)

Excellent.

Excellent. Easy to use. Moe options in paying for things. Reviewed on: 23rd May 2024

Easy way to spread payments and also get protection...

Easy way to spread payments and also get protection on purchases Reviewed on: 23rd May 2024

Great emergency fund easy to use

Great emergency funds easy repayment system it's easy to keep track of what you have and have spent Reviewed on: 23rd May 2024

Very Friendly service Customer Care

Very Friendly service Customer Care Reviewed on: 23rd May 2024

Easy to use and manage.

Easy to use and manage. I have used PayPal credit for years to help me manage my larger purchases and it has allowed me to keep a close eye on what I am spending and easily manage repayments Reviewed on: 23rd May 2024

My experience with PayPal credit

My experience with PayPal credit has been really good. Never had an issue Reviewed on: 23rd May 2024

Easy to use,time to pay ,app very easy to use.

Easy to use,time to pay ,app very easy to use. Reviewed on: 23rd May 2024

No issues credit available interest free term very h...

No issues credit available interest free term very helpful Reviewed on: 23rd May 2024

If ever issues it gets resolved very quickly 0eace o...

If ever issues it gets resolved very quickly 0eace of mind knowing PayPal have my back as a consumer and feel safe using PayPal as my primary source fir payments including international transactions Reviewed on: 23rd May 2024

I'm always happy to use PayPal as payment method as...

I'm always happy to use PayPal as payment method as I know my money are safer that way. Reviewed on: 23rd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95797 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub