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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172486)

Great service and very convenient for spreading paym...

5
Great service and very convenient for spreading payment Reviewed on: 21st May 2024

Helpful staff happy with the service I have received

5
Helpful staff happy with the service I have received Reviewed on: 21st May 2024

Paypal Credit

5
I have used Paypal credit for my purchases of different items including flights and holidays because it gives you the option to spread the cost at 0% interest which makes repayment easy, affordable and within your monthly budget. The app is easy to navigate and gives you notifications when your plans are due so you stay within your plan to avoid incurring interests. Reviewed on: 21st May 2024

Very good and reliable.

4
Very good and reliable. Don’t need to worry about my money Reviewed on: 21st May 2024

Easy to use and loads of options to buy online...

5
Easy to use and loads of options to buy online Reviewed on: 21st May 2024

At least you can talk to human not a robot they are...

5
At least you can talk to human not a robot they are very helpful indeed coukdnt be without paypal Reviewed on: 21st May 2024

Good experience so far had no problems

5
Good experience so far had no problems Reviewed on: 21st May 2024

Great! Easy to use and clear and transparent

5
Easy to use and clear and transparent Reviewed on: 21st May 2024

It’s good very good I mean I have the opportunity to...

5
It’s good very good I mean I have the opportunity to spend more on valuables with always having the though in the back of my mind that I’m fine Reviewed on: 21st May 2024

Easy like a speed or light!

5
PayPal makes my life easy in paying bills and online purchases, it is also secured and I am very confident of it's service and I feel safe using PayPal! Reviewed on: 21st May 2024

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