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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172696)

This is such a lovely way to pay.

5
This is such a lovely way to pay. So easy to use and so simple. I am so happy to have this! Reviewed on: 21st May 2024

Simples!

5
Using this platform to pay for goods is so easy and it’s safe to use. I wouldn’t use anything else because I know it 100% secure. Reviewed on: 21st May 2024

Perfect for short term purchases

5
Perfect for short term purchases Reviewed on: 21st May 2024

Simple and easy.

5
Reasonable, simple, and easy to use and navigate. Reviewed on: 21st May 2024

PayPal credit,why it's the best ever.

5
Easy to set up,use and pay for stuff,made my busy days a lot simpler,just give em a go,that's all i'm asking. Reviewed on: 21st May 2024

Credit amount

5
When I applied for PayPal credit I was surprised at the amount of credit I received Reviewed on: 21st May 2024

Great deals

5
Always have good deals so you can often get 0% apr Reviewed on: 21st May 2024

Really handy, easier than using a card

5
Really handy, easier than using a card Reviewed on: 21st May 2024

Very good

5
Always have a very good experience whenever I use PayPal credit and feel very protected and in control. Reviewed on: 21st May 2024

Excellent service no problem a pleasure to use

5
Excellent service no problem a pleasure to use Reviewed on: 21st May 2024

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