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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172870)

PayPal Praise

Amazing value and fantastic account options which are so easy and quick to setup. The app is very informative and intuitive but if you ever need assistance the Customer Service is also fast and helpful. I am a very happy shopper using PayPal is an excellent service keeping me up to date with my spending and updates and options for my repayments. They have everything covered for sending and receiving money too at home and abroad. Love how chartities are highlighted and supported. I am 50+ and so far love the PayPal experience. Reviewed on: 22nd May 2024

My experience is not bad with PayPal and the interes...

My experience is not bad with PayPal and the interest rate is a par to other creditors, but this will always be high in my eyes. All in all great service from the team. They protect you as a consumer online. Reviewed on: 22nd May 2024

A great way to budget your finances

I have uses Pay Pal Credit for some time and have found it a real benefit in managing my finances. One thing that really helps in purchasing items over one hundred pounds is the ability to pay for these items over a four month period without incurring any interest. Pay Pal Credit has been and will continue to be my first go to when making online and in store purchases. Reviewed on: 22nd May 2024

Help me to use for shopping.

Using for shopping, help me a lot when I don’t need to pay straight away as I can pay 3 times / 3 months instead of the whole lot. Reviewed on: 22nd May 2024

I use PayPal credit for most big purchases, especial...

I use PayPal credit for most big purchases, especially 3 installments and 4 months interest free. It's a great option for booking hotels, buying gig tickets and plenty of other things and it's really easy to use at checkout. I'd highly recommend it Reviewed on: 22nd May 2024

So easy to use and makes thing so much more convenie...

So easy to use and makes thing so much more convenient, being able to transfer money to people by email is a life saver. Reviewed on: 22nd May 2024

Highly efficient system.

Highly efficient system. Communication is first class and hassle free. Reviewed on: 22nd May 2024

Smooth experience

Every transaction went smoothly and always correct Reviewed on: 22nd May 2024

So far so good.

So far so good. I have used PayPal for some important purchases to spread the cost and it was easy to do so electronically. No paper no fuss. Reviewed on: 22nd May 2024

PayPal’s credit is perfect for shopping

PayPal is extremely convenient as a payment method, so when linked with a credit facility, makes it the perfect option for me. Reviewed on: 22nd May 2024

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