Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172966 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173017)

Been using PayPal credit for a long time now and it’...

Been using PayPal credit for a long time now and it’s been extremely useful. Great options to split the cost. Highly recommended. Reviewed on: 22nd May 2024

PayPal credit is my go to payment solution.

PayPal credit is my go to payment solution. I find it very easy to use! Reviewed on: 22nd May 2024

Paypal credit is very easy to use and the 0 interest...

Paypal credit is very easy to use and the 0 interest for 4 months promotion has helped me spread the cost and saved money. Paypal customer service has been great although it is not an instant chat but they do get back to you in an hour or so usually. Reviewed on: 22nd May 2024

Have been using the service for years never had any...

Have been using the service for years never had any issue any time I did run into issue they were more than helpful! Have recommended this service to friends also Reviewed on: 22nd May 2024

PayPal credit is the best the staff are very helpful...

PayPal credit is the best the staff are very helpful Reviewed on: 22nd May 2024

Always there when i need it, so reliable

Always there when i need it. No interest as i always pay it off before the months end, it feels so good to have that safety net available. Never had any issues ever with it Reviewed on: 22nd May 2024

Works well, helpful for larger purchases with additi...

Works well, helpful for larger purchases with additional credit free options Reviewed on: 22nd May 2024

Simple and suits payment plan

Quick, easy to apply for and payment plan suits Reviewed on: 22nd May 2024

It’s good when you don’t have physical money to send

It’s good when you don’t have physical money to send Reviewed on: 22nd May 2024

You guys are not doing anything differently, some w...

You guys are not doing anything differently, some work can help Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.70 from 3837 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95606 reviews
Payments
from PayPal 4.70 from 3838 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub