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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172263)

Quick, Easy and Flexible - that's all I need!

Quick, Easy and Flexible - that's all I need! Reviewed on: 20th May 2024

Easy to use app with a good variety of payment optio...

Easy to use app with a good variety of payment options and good communication on when payments are due. Reviewed on: 20th May 2024

Quick and easy service to use

Paypal credit is such a quick and easy credit service. I use it pretty regularly and I'm very pleased with the service. Reviewed on: 20th May 2024

Easy to use.

Easy to use. Easy to navigate the apps and website. Clear how to pay back. Easy to pay on other websites, usually with one click of a button. The interest amount as well is fairly low compared to most other credit cards out there. Reviewed on: 20th May 2024

Good service

Good service they have been very helpful when I have had issues in the past with scam sites. Good and easy way to control your spending and watch your budget Reviewed on: 20th May 2024

Great for money safety but wish there was a better p...

Great for money safety but wish there was a better payment system to pay off specific purchases rather than whole balance Reviewed on: 20th May 2024

Great experience of PayPal Credit

Never had an issue with use of my credit line - if a vendor accepts PayPal, it is incredibly intuitive to use. Never had an issue so can't speak for the customer service, but in 10+ years of use PayPal have never let me down. They also will get in touch if I am eligible for a limit increase, and leave this decision up to me which I appreciate. The only downside is some places not accepting PayPal, chiefly airlines, but this is not a fault of PayPal themselves (as far as I know at least). Reviewed on: 20th May 2024

Paypalexperience

Easy to use and very convenient while on the go Reviewed on: 20th May 2024

Great way to use PayPal.

Great way to use PayPal. Safer option Reviewed on: 20th May 2024

Amazing service by a fantastic provider

Amazing service by a fantastic provider Reviewed on: 20th May 2024

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