Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (166375)

Hassle free

5
Excellent service and useability on websites Reviewed on: 9th July 2022

Easy to use and reliable

5
Good UI, ease of use instructions and reliable means to pay for the majority of transaction gateways. Reviewed on: 9th July 2022

Very helpful and useful

5
Very happy with my PayPal credit and I can recommend it to anyone Reviewed on: 9th July 2022

Very satisfied

5
Very satisfactory with PayPal credit card Reviewed on: 9th July 2022

Great option especially fo these who are on top with paying back as it's no intres fo up to 4 months

5
Great way of paying for something in smoller parts instead one big payment Reviewed on: 9th July 2022

Awesome

5
Very happy about this kind of option. Reviewed on: 9th July 2022

Best Credit Provider

5
PayPal Credit is easy to use and offers various credit options They make it easy to keep track of payments and outstanding balances with different payment options. PayPal has given me the means to be able to make purchases I would otherwise not have been able to make. All round I think PayPal is the best credit provider. Reviewed on: 9th July 2022

Love to get credit money for zero interest

5
It's really good because it gives you 4 months credit on zero percent interest rate which is really good for me as a small business I can easily pay back in 4 months time even before that on single payments more than £99. No any other credit company give you that option. Reviewed on: 9th July 2022

Great! Help

5
I can rely on PAYPAL CREDIT like a friend, for HELP, may be more... Reviewed on: 9th July 2022

The best credit services provider

5
The flexibility of repayments is crazy you wont get any good lee way like this company with any other credit suppliers Reviewed on: 9th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 81412 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3774 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 112 reviews
    PayPal
    View all products