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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166374)

Exellent customer support and credit deal

5
Paypal have never let me down in any problems i had in past with purchases.problems solved always in less then a week .no stupid questions or requests of evidence etc.And credit 0% interest for 4 months perfect for me. Reviewed on: 9th July 2022
Arturas's avatar
Arturas

Happy

5
I am extremely satisfied with pay pal couldn’t ask for anything else Reviewed on: 9th July 2022
Miss L Williams 's avatar
Miss L Williams

Happy

5
Very good service, many opportunity's Reviewed on: 9th July 2022
Daniela Ciobanu's avatar
Daniela Ciobanu

Making Life Easier

5
0% interest across 4 months has made an incredible difference, especially during the cost of living crisis. I only wish there was a physical credit card to use in stores! Reviewed on: 9th July 2022
Adam Alexander's avatar
Adam Alexander

Great payment plans

5
Pay in 4 is affordable and PayPal is offers it across a variety of goods and services. Reviewed on: 9th July 2022
Lyndell 's avatar
Lyndell

Dreamed Holliday in Brasil

5
I sincerely had a wonderful experience with PayPal. With PayPal I turned my dream in reality. I had my dreamed Holliday in Brasil. Reviewed on: 9th July 2022
yascara simonetti's avatar
yascara simonetti

Definite room for improvement.

2
Not everything can be automated, failed to respond to support requests and experience many issues with incorrect DDs being taken and payments taking up to 18 days(!) to clear. Reviewed on: 9th July 2022
Edwin Michael Williams's avatar
Edwin Michael Williams

Outstanding

5
Great experience, reliable service Reviewed on: 9th July 2022
Saleem Patel's avatar
Saleem Patel

Amazing credit

5
PayPal credit is very easy to use and manage payments also you can pay off early without any extra cost Reviewed on: 9th July 2022
Rob's avatar
Rob

Simplistic from start to finish.

5
Everything is clear & concise with PayPal credit. You always know where you stand, and as far a availability goes, there are soo many merchants accepting PayPal Credit it opens up a world of opportunities. The app is soo user friendly and efficient, and on the one occasion I needed customer service, the assistance was faultless, but mainly, I was met with warmth and value. Reviewed on: 9th July 2022
J.W's avatar
J.W

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