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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174446 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174455)

My flexible finance friend

Periodically I experience cashflow problems, PayPay Credit is always there to ensure that my projects can still progress during these unpredictable moments. In addition to this there is just the sheer confidence of paying for items easily & securely Reviewed on: 7th July 2026

PayPal is safe and protects your transactions

PayPal is safe and protects your transactions Reviewed on: 7th July 2026

Just a fabulous company.

I use PayPal for pay in 3 and credit and ots been excellent service if I've had a issue they have always had my back Reviewed on: 7th July 2026

Usefull for larger purchases

I have found PayPal Credit to be very useful when making a larger purchase. I am able to spread Payments over 3 months, without any extra charges. Reviewed on: 7th July 2026

Helpful, professional , I have been always resolved...

Helpful, professional , I have been always resolved my issue with people that are very knowledgeable Reviewed on: 7th July 2026

For me it’s PayPal first I use it all the time it’s...

For me it’s PayPal first I use it all the time it’s just so easy Reviewed on: 7th July 2026

Excellent, very easy to use also helpful during fina...

Excellent, very easy to use also helpful during financial problems Reviewed on: 7th July 2026

PayPal is there whenever you need it .

PayPal is there whenever you need it . Reviewed on: 7th July 2026

I had an excellent experience with PayPal Credit.

I had an excellent experience with PayPal Credit. The service was easy to use, and everything was straightforward from start to finish. The support team was lovely, very helpful, and quick to answer my questions. Overall, I’m very satisfied with my experience and would happily recommend PayPal Credit to others. Reviewed on: 7th July 2026

Quick and easy to use, helpful to sort the cost of l...

Quick and easy to use, helpful to sort the cost of larger purchases Reviewed on: 7th July 2026

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