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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174305 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174324)

I like that I have 4 months to pay back and now cre...

I like that I have 4 months to pay back and now credit card. Reviewed on: 7th July 2026

I have used PayPal since 10 years now and I am reall...

I have used PayPal since 10 years now and I am really happy and safe using it , if any issues , they will resolve it quickly . Reviewed on: 7th July 2026

Easy to use service have been a customer for a numbe...

Easy to use service have been a customer for a number of years now Reviewed on: 7th July 2026

Never had any problems with PayPal,

Never had any problems with PayPal, it works and is always there when you need it. Always adding different ways to pay or forms of payment. Reviewed on: 7th July 2026

I've been using PayPal for many years and I've never...

I've been using PayPal for many years and I've never had any issues with transactions and I've always had confidence purchasing items safely.Ive used competitors such as klarna and I've been scammed in the past with no cover from Klarna and the customer service was hurendus. I would definitely recommend using PayPal Reviewed on: 7th July 2026

Kod potwierdzenia

Korzystam z jednego urządzenia i zawsze muszę potwierdzać, że to ja jestem . Reviewed on: 7th July 2026

I absolutely love PayPal the security and seamless p...

I absolutely love PayPal the security and seamless process is undoubtedly second to none. Reviewed on: 7th July 2026

I find paypal easier to set up and use especially wi...

I find paypal easier to set up and use especially with the paypal credit digital card though Apple pay amazing Reviewed on: 7th July 2026

Fast, reliable, payments always on time

Fast, reliable, payments always on time Reviewed on: 7th July 2026

Safest way to pay

Always good great service and I feel safe using it on line Reviewed on: 7th July 2026

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