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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174269 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174280)

Always there when you need it, for that wanted or un...

Always there when you need it, for that wanted or unexpected purchase Reviewed on: 7th July 2026

I been using PayPal for 15 years now,started with eb...

I been using PayPal for 15 years now,started with ebay as security method of payment.Now I am using it on day to day payments everywhere Really reliable,easy access and flexible Reviewed on: 7th July 2026

I always used PayPal for ebay shopping and it was ea...

I always used PayPal for ebay shopping and it was easy to use. Reviewed on: 7th July 2026

PayPal is the go to easy payment system

PayPal is the go to easy payment now, I use it for almost all payments knowing I have the added security protection. Reviewed on: 7th July 2026

PayPal are always there to help and advise

PayPal are always there to help and advise with whatever issue you have. Customer service agents are always friendly and knowledgeable. I know when I contact them I will have my issue explained or resolved. Reviewed on: 7th July 2026

Fast and secure

Always happy to Use PayPal as a payment method as its quick and easy but also a trusted and secure method Reviewed on: 7th July 2026

Easy to use and informative, easy to read statements...

Easy to use and informative, easy to read statements and credit left to use and how much available and helps keeping credit limit low and more budget friendly Reviewed on: 7th July 2026

Smooth transactions

Smooth transactions providing safe online money transfers. Now offer a wider range of services all accessed by an easy to use app. Reviewed on: 7th July 2026

You are my guy, always there when I need you, someti...

You are my guy, always there when I need you, sometimes getting me out of tricky situations Reviewed on: 7th July 2026

A reliable service.

I always use PayPal whenever I buy anything, whether it is a small purchase or an expensive one. I find PayPal to be very reliable and I would truly recommend them. Reviewed on: 7th July 2026

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