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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174263 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174264)

Simply the best for buying online with

Simply the best for buying online with Reviewed on: 7th July 2026

I recommend PayPal

I always pay my minimum payment before it’s due & forget it takes a few hours/days to complelty go through, customer service are always so kind helping me with this if it didn’t complete. Using PayPal to pay for things is always easy & effortless at check outs. Using pay in 3 is also easy. I love that it’s all straightforward. I’m collecting points at the moment everytime I pay with my PayPal card and I can transfer the points into real money to pay for things which is fantastic, it’s basically free money! I recommend PayPal to everyone. Reviewed on: 7th July 2026

Such a slick app and approach to finance

Such a slick app and approach to finance Reviewed on: 7th July 2026

Shopping with PayPal.

PayPal credit is an easy stress free way of paying for goods over a longer period, and also a great secure way of paying for things online. Reviewed on: 7th July 2026

Easy to use, flexible payments and rates

Easy to use, flexible payments and rates Reviewed on: 7th July 2026

PayPal’s got my back

Using PayPal when I buy online gives me peace of mind knowing that the transaction is safe and PayPal has always got my back . There are so many cyber criminals out there so why take the chance and use another way to pay Reviewed on: 7th July 2026

Your option pay in 3 has helped me a lot for the big...

Your option pay in 3 has helped me a lot for the bigger iterms. No interest but also not getting into long contracts it helps keep my finances on a better path. Easy to set up and safe thank you. Reviewed on: 7th July 2026

Easy to use and safe

Easy to use and feels really safe. Reviewed on: 7th July 2026

Amazing service

Simple strait forward and keeps you up to date with the account Reviewed on: 7th July 2026

Excellent

I have no issues, always helpful, way to use and would recommend to all Reviewed on: 7th July 2026

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