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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174238 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174243)

Always had excellent service from Paypal and great p...

Always had excellent service from Paypal and great payment options offered Reviewed on: 7th July 2026

Too expensive.

Too expensive. Look forward to close my account. Reviewed on: 7th July 2026

Helps on everything you buy online

Very safe to use online also we're flexible paying option Reviewed on: 7th July 2026

Purchase with confidence

Using PayPal means I can buy from unrecognised web sites with confidence. PayPal Credit has enabled me to purchase items that otherwise I couldn’t have afforded at the time. Definitely helps around Christmas to spread the cost. Reviewed on: 7th July 2026

Excellent and straightforward to use.

Excellent and straightforward to use. Reviewed on: 7th July 2026

Great product

Great app easy to use full of features Reviewed on: 7th July 2026

Very useful to use online and on the app.

Very useful to use online and on the app. Good rates, easy to pay off monthly online. Reviewed on: 7th July 2026

Super good

Very good easy to use will definitely recommend to friends Reviewed on: 7th July 2026

Fantastic service,100% use again, 0% options are rea...

Fantastic service,100% use again, 0% options are really helpful Reviewed on: 7th July 2026

I have been using PayPal for 10 years.

I have been using PayPal for 10 years. I have never had any problems with customer service. favorable terms of PayPal credit. possibility of payment in installments convenient for repayment. I am very satisfied. Reviewed on: 7th July 2026

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