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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174222 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174223)

Superb help

PayPal been such a big help to me Reviewed on: 7th July 2026

Excellent Service

Easy and safe to use with great customer service. Reviewed on: 7th July 2026

Very good and helpful in all money matters

Very good and helpful in all money matters Reviewed on: 7th July 2026

No issues using PAYPAL Credit.

No issues using PAYPAL Credit. Everything you need to know and access is in the app. Very straightforward. Reviewed on: 7th July 2026

Great Service

Easy access to all futures. I think the digital life inevitable Reviewed on: 7th July 2026

Very good company

Good company every time correct I'm faster work Reviewed on: 7th July 2026

Very Handy for Larger Ticket Purchases.

All good with PayPal Credit who have proven to be reliable partners. Very handy for larger ticket purchases. Reviewed on: 7th July 2026

Very good service and so quick when arranging payment.

Very good service and so quick when arranging payment. A very trusted finance company Reviewed on: 7th July 2026

I always use PayPal for my transactions

I always use PayPal for my transactions Reviewed on: 7th July 2026

Simple, Secure, and Dependable

I’ve been using PayPal for a long time, and it’s made paying online so much easier. I use it regularly for shopping, I’ve always found it to be quick, secure, and straightforward. I like that I don’t have to enter my card details every time I make a purchase, and having buyer protection gives me extra peace of mind. Overall I’ve had a really positive experience. It’s a payment service I trust and would definitely recommend. Reviewed on: 7th July 2026

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