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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (166027)

Quick, easy to use and deals are amazing.

5
Applied for credit and was accepted straight away! Used it on the same day for some music production gear, on a take 3. Helped alot. Love paypal and it's secure Reviewed on: 8th July 2022

Brilliant company

5
Absolutely love these people and their products love to themxx. Reviewed on: 8th July 2022

Brilliant way to pay with credit

5
Paypal credit option is such a simple and user-friendly way to pay for purchases and spread costs over several months. Easy to keep track of what you are spending and help make those important large purchases. Reviewed on: 8th July 2022

Excellent

5
Excellent service gives you the option of being able to pay it back in four months with no interest Easy to understand your payments and when your date is used it for a couple of years now would be lost without it Reviewed on: 8th July 2022

Excellent service

5
Paypal have been a life saving, very easy to use and the app is fool proof to usr Reviewed on: 8th July 2022

Very easy

5
I've bought an item which I hadn't budgeted for on pay pal credit. Was very quick and easy to do .... Reviewed on: 8th July 2022

Very helpful

5
I use it most of the time and help me a lot Reviewed on: 8th July 2022

A must for all PayPal users

5
Using PayPal is simple enough, and the credit you can get is just as easy. You get special events quite often to save you money. Well recommended. Reviewed on: 8th July 2022

happy

5
Always use always happy never had a problem , just perfect , handy when buying something and dont want pay full price at once Reviewed on: 8th July 2022

Brilliant

5
Really easy and reliable from there 4 months free rates on PayPal credit to there easy payment page Reviewed on: 8th July 2022

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