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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168059 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168091)

PayPal , a great Trading Platform for all users alike.

I use PayPal most days for transactions, paying and receiving and I have every confidence in using them whenever I can. Using PayPal as a payment platform is so straightforward. The payment options provided help me to budget my transactions. Reviewed on: 11th May 2024

Easy to use, quick and efficient!

It's fast and easy to send money to friends and family. Never had any problems, withdrawals to your bank are instant and free. I always tell people to sign up for a PayPal account as they're so useful and they can get a bonus for signing up if they're referred by a friend. Reviewed on: 11th May 2024

Customer happy

Since I became a customer of paypal, I have gained more confidence and less worry when I am making an online purchase and my personal data secure through paypal. Reviewed on: 11th May 2024

I have had PayPal credit for a few years now, it is...

I have had PayPal credit for a few years now, it is far better and cheaper than a credit card. I get a special rate, which is less than a 3rd of credit cards ans sometimes 0%.. By far the best. Reviewed on: 11th May 2024

Just Great

It's just great but I'd like to see the return of pay in 3 Reviewed on: 11th May 2024

Very easy to use

Quick decision and very easy to use. The app is well thought out with all my spending clear to see and up-to-the-minute information available at the click of a button. Very happy with the service provided. Reviewed on: 11th May 2024

Easy to use.

Easy to use. Never had an issue. Reviewed on: 11th May 2024

Excellent Service

Very fair payment terms and a good credit allowance limit mean that Paypal Credit is easily one of if not the best credit provider I use. Pay in three is fantastic and the flexibility built into the product is nigh on unmatched with other products and providers. Reviewed on: 11th May 2024

I love PayPal - it is so quick and easy...

I love PayPal - it is so quick and easy to navigate Reviewed on: 11th May 2024

Paypal is my pal :)

I have been using paypal for over 2 years now and everytime the ease of payments, credit facility, and the guarantee that money is safe is everything I need in money matters. I once had trouble with one supply being delayed, I raised the issue with PayPal and it was a smooth resolution of the issue at both ends (buyer and seller). Reviewed on: 11th May 2024

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